Turning 65 Checklist
Use this Turning 65 Checklist as a guide for what to do and when.
When: Age 64
What: Start thinking about Medicare and the health plan that is right for you. Kaiser Permanente's Medicare health plans offer more than what you’d get from Original Medicare alone, and we can guide you step-by-step to enrollment. There’s no need to go anywhere else.
When: 6 months before turning 65
What: Review the Kaiser Permanente Guide to Medicare to learn more about Medicare and what Kaiser Permanente has to offer for your Medicare coverage. Access the guide in your enrollment kit, or find it now in our helpful resources.
Group plan members: If you’ll be getting Medicare health benefits through your employer or trust fund (or your spouse’s), ask your benefits administrator for information on your specific Kaiser Permanente Medicare group health plan coverage and on how to enroll.
When: 3 months before turning 65
What: As soon as possible, contact Social Security at 1-800-772-1213 (toll free) or 1-800-325-0778 (toll free TTY for the hearing/speech impaired), Monday through Friday, 7 a.m. to 7 p.m., or visit your local Social Security office to confirm your eligibility for Medicare and to request your Medicare card.
Apply for a Kaiser Permanente Medicare health plan starting 3 months before the month of your 65th birthday. Your enrollment is effective the first day of the month you are eligible for Medicare Parts A and B — typically, the first day of the month you turn 65.
(Example: If you were born in June, you could be eligible to sign up beginning March 1, and your effective date would be June 1.)
If you apply after your 65th birthday, and your eligibility has been confirmed, your effective date is the first of the month following the enrollment request.
During this time we’ll send you a kit in the mail. Use the materials in the kit to enroll in a Kaiser Permanente Medicare health plan for Individuals or enroll online.
When: Age 65
What: Enroll in a Kaiser Permanente Medicare health plan anytime within the month of your 65th birthday and the 3 months after. (If you were born in June, for example, you could have until the end of September to enroll.)
Be aware of the Late Enrollment Penalty—if you don’t sign up for Medicare Parts A and/or B when you are first eligible, you may have to pay a penalty when you do join.
Not joining a Medicare health plan when you turn 65?
Use our helpful tools to prepare for your enrollment in a Kaiser Permanente Medicare health plan after your 65th birthday.
Come back anytime you are ready to enroll.
Kaiser Permanente licensed sales specialists
8 a.m. to 8 p.m., 7 days a week
1-855-283-0437 (toll free) (TTY 711)
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