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What is Medicare?


Medicare is a federal health insurance program that covers millions of Americans. In general, you are eligible for Medicare if you are 65 or older, or you are younger than 65 and meet criteria for certain disabilities, or have End-Stage Renal Disease (ESRD).

The Medicare basics have four main components.

Medicare Part A helps pay for inpatient hospital care, skilled nursing care, some home-health services, and hospice care. Learn more...

Medicare Part B helps pay for physician services, outpatient hospital care, and other medical services not covered by Part A. Together, Parts A and B are known as Original Medicare. Learn more...

Medicare Part C, usually known as Medicare Advantage, is offered by private health care organizations such as Kaiser Permanente. These plans cover all services under Parts A and B and usually offer additional benefits. Learn more...

Medicare Part D helps pay for outpatient prescription drugs and is available through private health care organizations such as Kaiser Permanente. Part C plans often include Medicare Part D coverage. Learn more...

Medicare Cost plans

These plans are an alternative to Medicare Advantage. Cost plans are available in certain areas of the country and give members the option of seeing a provider outside of the approved network. Kaiser Permanente offers Medicare Cost plans in Maryland, Virginia, and Washington, D.C. Learn more...

Other Medicare options

There are other types of Medicare plans and private insurance you can consider. These other plans currently are not offered by Kaiser Permanente. Learn more...

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